Looking for change in Health Insurance
Having this STAR HEALTH medi-insurance plans from 2017:
- Father - 63 age
- Mother - 57 age
- Son - 27 age
SON: Medi classic Insurance Policy (Individual) (3L Basic + 75k Cumu.Bonus)
~ No claims for myself till now.
PARENTS: Family Health Optima Insurance Plan (3L Basic +2.4L Bonus + 75k Recharge benefit)
~ till now only two claims, one in dec 2022 & jan 2023 for my mother..
- Respiratory related (Asthma) for father, from 2020 he has taking medicines for Sugar & BP.
- Diabetes for mother (taking medicine + insulin)
- No PED for son..
Is this okay,
i am thinking to take a star super surplus gold supertopup for parents/myself ?
Or better medi insurance policies available?
I think its risky to make change mainly for my parents...