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Manipal Cigna health protect policy

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11 Jun, 2023 by  Nitin Sharma

Hi I have Manipal Signa pro protect policy individual case myself (Nitin Sharma age 53policy for 5.5 lacs plus top of 10 lacs and my wife (Purnima Sharma age -51 too with the same individual policy of 5.5 lacs and 10 lacs top up. my premium comes about is Rs. 26,112/. Is this policy good? I was referred by a friend and now I would be running this policy for 3 years with no claim.

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13 Jun, 2023
Sumit Chand

Manipal Signa Pro Protect policy for the past 3 years. It's a good policy that offers comprehensive coverage for hospitalization and critical illness. The premium you're paying is also reasonable for your age and coverage.

Here are some of the key features of the Manipal Signa Pro Protect policy:

Comprehensive coverage: The policy covers hospitalization expenses, including room rent, doctor's fees, and other expenses. It also covers critical illness, which can provide a lump sum payment to help you cover the cost of treatment.
Low premium: The premium for the Manipal Signa Pro Protect policy is relatively low, especially for the level of coverage it offers.
Easy to renew: The policy is easy to renew, and you can do so online or by phone.

If you're happy with your policy and you don't see any need to change it, then there's no need to do anything. However, if you're thinking about making a change, here are a few things to consider:

Your budget: If your budget has changed since you took out the policy, you may want to consider a different policy with a lower premium.
Your needs: If your needs have changed since you took out the policy, you may want to consider a different policy with a higher level of coverage.
Your health: If your health has changed since you took out the policy, you may want to consider a different policy with different terms and conditions</p>
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13 Jun, 2023
Nitin Sharma
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