Is there really a need of a Maternity Health Cover ? And who is the better of all ?
Maternity Health insurance policies cover maternity and related expenses after a certain waiting periods.
The waiting period may vary from 9 months to 4 years.
Few plans are :
ICICI Lombard Health advantedge
ICICI Lombard Health Elite
Niva Bupa Heartbeat
Niva Bupa Platinum
Care joy plan
Star health comprehensive plan
The fixed benefit will vary from 30000 to 10 lacs, you can choose the plan accordingly.
The premium will be on higher side because of this.
If maternity is something that is your priority, then you can opt for maternity plans and can convert it to regular plan after claiming.
Hope this clarifies
Ok. Thanks for sharing Gurleen. I will check these plans to find out the useful one.