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Mediclaim Policy for new parents

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23 Mar, 2023 by  Sahil

My wife is pregnant 9 months, we are planning to buy a new Medical policy for us as a family.

I am looking at a all inclusive policy which should not cause us any claim rejects while the expected cover is to be 20 lakhs along with I will purchase a top-up rider.

What is the most all inclusive policy available in the market?

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1 Answer

25 Mar, 2023
MBA | 5 years experience
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Hi Sahil,

Incase your spouse is 9 months pregnant many insurer wont be willing to offer a plan untill child birth, also a child can be covered after 90 days of child birth.

When you wish to get a plan that does not have rejection - my request would be to understand policy terms and conditions and how it works before you select one.

It would best that you fix up a call with one of Beshak advisors and understand how health insurance works.



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