Migration of health policy
18 Oct, 2023
by tejinder sethi
I want to migrate my health policy in the same company. I have policy from Care Insurance Company and the name of policy is Care which I had taken for 3 years and now coming up for renewal. I want to migrate to Care Supreme with same base sum insured of 10 lacs.
- I need to know the following:
Whether I will again be subjected to underwriting process.
- Whether the NCB can be carried forward.
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18 Oct, 2023
Manoj Krishnan
NCB mostly will not be carried forward that's what my insurer did
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26 Oct, 2023
tejinder sethi
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29 Oct, 2023
tejinder sethi
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29 Oct, 2023
Manoj Krishnan
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Migrating in same company will not involve underwriting if you have not made any claims, even if you have claimed if it isn't for any major disease like cancer etc it won't be a problem.
I did change my plan last week but different insurer