Modern treatments dilemma
According to IRDAI guidelines modern treatments like robotic surgeries can't be excluded. Still most policies have no mention of the same in their wordings. So if I buy insurance and in future need these modern treatments then can the insurance providers deny such claims citing the current policy wordings or what? Also if they are bound to include these then will they put a sub limit then unlike Max bupa reassure where they mentioned it clearly before hand. Very confused regarding this. Hope someone can clear this for me as I want to buy an insurance ASAP.