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Moratorium period usefull in what condition

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28 Jul, 2023 by  jai prakash

Dear sir...

8 years pure hone moratoruim period ka fayda kese or kya milta hai..


2) agar private health insurance hone par bhi ham log psu cghs or esic se sara treatment karwye ...to comp ko koi farak padta hai

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Health Insurance

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06 Aug, 2023

Hello Jai,

1) IRDA ke guidelines ke mutabik, health insurance policies mein 8 saal ka "moratorium period" hota hai. Yeh 8 saal ka moratorium period yeh kehta hai ki 8 saal tak lagatar coverage ke baad, insurance companies pre-existing disease ko mention karne mein 'oversight' ki wajah se ek claim contest nahi kar sakti (unless proven fraud).

2) Nahi, company ko koi farak nahi padega.

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