Can I claim for Morbid Obesity treatment from my existing health insurance policy?
29 Sep, 2020
by Harris Md
Morbid obesity is covered in existing health insurance from October 1. Can I get surgery done and claim the cost from my insurance policy. I have a health insurance from Royal Sundaram
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Hello Harris,
The revised definition of the Obesity/Weight Control exclusion will be effective on all existing and new policies from tomorrow onwards.
As per this definition, treatment that meet the following conditions will be covered going forward:
Would recommend you show this note, to the doctor who has recommended/advised the obesity surgery - he should be able to let you know if the treatment can get paid or not.
Hope this helps. Do let us know if you have any follow up questions.
Regards,
Mahavir Chopra