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Multiple claims from members under family floater policy

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24 Apr, 2023 by  Nikhil Nilawar

I am planning to buy Niva Bupa ReAssure 2.0 insurance policy for my mother (47 yo) and my father (54 yo). Under booster+ benefit of this policy, SI will be restored after every claim.


I am trying to understand how a floater plan is any different from 2 individual plans of same SI (lets say 10L) since SI is anyway going to be restored with any claim. Floater plan is ~30% cheaper as well.



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Health Insurance
Parents-Health-Insurance

1 Answer

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07 May, 2023

Hi Nikhil,

We have written a detailed article on this topic. Here's the link for the same - https://www.beshak.org/insurance/health-insurance/articles/family-floater-vs-individual-health-insurance/

This will clear your doubts.

Thanks!

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