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My father is govt pernsioner and he had 2 lak policy . i took policy for him from 2 insurances for 5 lak each ..do I need to take any super top up?
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10 Sep, 2020
by santhosh motoe3
My father is govt pernsioner and he had 2 lak policy . i took policy for him from 2 insurances for 5 lak each ..do I need to take any super top up?
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22 Jul, 2021
Pritee Rajput
Yes , You should take super top up .
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Hello Santosh,
We need more information to give a detailed answer.
If I have understood correctly - the total cover you have for your father is 10Lakhs + 2 Lakhs. Assuming he is in his early 60s and in good health, this should be good coverage for now. Try to see if you can upgrade one of the 5 Lakhs cover into 10 Lakhs and hold a total 15 Lakhs personal cover for him. This can be achieved by upgrading the same policy or taking a super topup. Evaluate, compare premiums for both and decide.
Hope this helps.