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Need advice on HEALTH Insurance for parents
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05 Mar, 2022
by sushant patewar
I am searching for health insurance plan for my parents with sum insured 10-20 lakhs,
Father's details:
Age: 56
Pre existing disease: NA
Mother's details:
Age: 50
Pre existing disease: Hypertension (BP)
Please provide some policy names so that I can deep dive and decide the best among them.
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07 Mar, 2022
sushant patewar
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09 Mar, 2022
Hope your query is sorted. Else you can connect to any Advisor on the forum, you'll get assistance for the same
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Hi As per the Age of your parents, I would suggest you go for HDFC MY HEALTH SURAKSHA GOLD PLAN, OR TATA AIG MEDICARE PLAN.
As your mother is having Hypertension there might be a loading on your mother's premium.
Both above policies have no roomrent capping, No Copay.
For HDFC MYHEALTH SURAKSHA YOU HAVE TO GO FOR ZONE AS PER YOUR PINCODE BECAUSE THEY HVE A ZONAL PREMIUM RATES.
FOR TATA AIG MEDICARE YOU NEED NOT TO WORRY ABOUT ZONAL PRICING. THERE IS NO ZONAL PRICING.
IF YOU CAN SHARE ALL DETAILS IN A HEALTH TRUMATCH FORM PROVIDED BY BESHAK PLATFORM THEN YOU WILL GET PROPER FEEDBACK REGARDING WHICH POLICY IS SUITBLE FOR YOUR PARENTS.