Hello Bryce,

Firstly, it's great that you are concerned about your father's health and want to ensure that he has adequate insurance coverage. Given his history of smoking, he may be at a higher risk of developing certain health conditions such as heart disease, lung cancer, etc. in the future.

To address your concerns, here are some steps you can take:

1. Encourage your father to quit smoking: Quitting smoking is the single most effective way to improve overall health and reduce the risk of developing smoking-related illnesses. Encourage your father to quit smoking and seek professional help if needed.
2. Schedule regular health check-ups: Regular health check-ups can help detect potential health issues early on, which can lead to better outcomes. Encourage your father to schedule regular appointments with his doctor.
3. Research health insurance options: There are many health insurance plans available, so it's important to do your research and find one that fits your father's needs and budget. Consider factors such as the plan's coverage, cost, network of providers, and any exclusions or limitations.
4. Speak to an insurance agent: An insurance agent can provide you with more information about different health insurance plans and help you select the right plan for your father. They can also answer any questions you may have and guide you through the process. You can use this link for the same - https://www.beshak.org/advisor/

Overall, the best course of action is to encourage your father to prioritize his health by quitting smoking, maintaining a healthy lifestyle, and seeking regular medical care. Choosing the right health insurance plan can also provide added peace of mind and financial security in the event of any unexpected health issues.

Thanks!