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Needinfo on critical illness policy that covers both early and late stage illnesses
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27 Jan, 2023
by Vikram S
During my research to buy a critical illness policy,i found that Activ Secure Critical Illness Plan by Aditya Birla covers highest number of illnesses (64). However upon further enquiry, i came to know that this policy doesn't cover early stage disease of many of the listed critical illnesses. The clause for disease severity makes this less useful.
Are you aware of any critical illness policy that covers both early and late stage illnesses?
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Hello Vikram,
An early stage may not result in a major loss of income, and healthcare expenses can be covered with a health insurance.
We would hence recommend that you explore the policies that cover later stage of critical illness, as that is where loss of income, or long term medication would be required to an extent that it needs to be covered by a health insurance.
Hope this is helpful
Regards,
🧐 Team Beshak