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New Family Health Policy for Husband (45 yrs), Wife (40 yrs), Son (6 yrs)

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17 Jul, 2023 by  Amit Kumar

I already have health corporate policy from office with SA Rs. 700,000/-. I want to have second policy for backup.

Initially, I found Niva Bupa Reassure 2.0 interesting due to its Lock the clock and Booster+/Titanium+ 10X features. It will keep same premium until I take a claim. But, Niva Bupa has sub-limit in Robotic Surgeries of Rs. 100,000 and also there are lot of negative review.

Kindly guide me whether to buy Niva Bupa Reassure 2.0 or suggest some other plans to consider.


1 Answer

21 Jul, 2023

Hello Amit,

A corporate policy is not tailored to your needs - it is controlled by the employer and tied to your job. Therefore, it is not advisable to depend solely on it. It is impressive that you are considering purchasing a personal policy for yourself.

For an in-depth analysis of the benefits, limitations, and other details of Niva Bupa ReAssure 2.0, you can read Beshak's review here:

For personalized recommendation, you should check our free 1-on-1 consultation service, where you can speak with experienced financial experts who can help you find a plan that is appropriate for your needs. Here's the link for the same:

Thank you!

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