New health issue intimation
for term insurance and health insurance, assuming all existing health issues have been disclosed, suppose if I get new (mild / major) health issues in a few months / within waiting period / after 1 year / after 5 years / after 10 years, should I inform the insurer? Should I inform the insurer at the time of next renewal? Is it mandatory?
In case of health insurance, will this new issue be added to my PED and go through the full waiting period from the start?