SACHA ADVICE. ACHA ADVISOR.
back arrow Back

Niva Bupa Reassure 2.0 vs HDFC Secure

reply Share
07 Mar, 2023 by  Nikhil

Hi,


I am planning to take a family floater health insurance for myself (age 37) and my spouse (age 33). I am confused on which to company to go with. considering the features and options Niva bupa provides, it looks very good. But the name value which hdfc has make it more favourable.

Need guidance on the below

Which Insurance provider is better with respect to cashless claim settlement, reimbursement.

Is going for a base cover of 7-10 Lakhs along with a topup of 95lakhs advisable?

Can we add topup's later, I mean after two or three years?


Thanks in advance.

Nikhil

like like
0
Health Insurance
Purchase
Opinion

1 Answer

Post
09 Mar, 2023
CEO, Insurance Samadhan

Dear Nikhil

Do not go by brand name , visit nearby hospital and check top companies under network then select . It all depends on your area of residence .


All companies have efficient cashless system , go for basic product . Do not fall for additional features .

Yes , you can buy Super Top plan anytime as per ypur convenience.

I recommend, go for Rs 5 lakh plus Rs 45 lakh as super Top up .

That is more than sufficient .

Create an emergency fund with SIP of savings .

This saving will be more useful to you in time of medical emergency.


Hope this suffice


Shailesh

Insurance Samadhan

like like
0
icon-comment 0 Comments
icon-reply Reply

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2023 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂