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Niva Bupa Reassure 2.0 vs HDFC Secure

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07 Mar, 2023 by  Nikhil


I am planning to take a family floater health insurance for myself (age 37) and my spouse (age 33). I am confused on which to company to go with. considering the features and options Niva bupa provides, it looks very good. But the name value which hdfc has make it more favourable.

Need guidance on the below

Which Insurance provider is better with respect to cashless claim settlement, reimbursement.

Is going for a base cover of 7-10 Lakhs along with a topup of 95lakhs advisable?

Can we add topup's later, I mean after two or three years?

Thanks in advance.


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Health Insurance

1 Answer

09 Mar, 2023
CEO, Insurance Samadhan

Dear Nikhil

Do not go by brand name , visit nearby hospital and check top companies under network then select . It all depends on your area of residence .

All companies have efficient cashless system , go for basic product . Do not fall for additional features .

Yes , you can buy Super Top plan anytime as per ypur convenience.

I recommend, go for Rs 5 lakh plus Rs 45 lakh as super Top up .

That is more than sufficient .

Create an emergency fund with SIP of savings .

This saving will be more useful to you in time of medical emergency.

Hope this suffice


Insurance Samadhan

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