Niva Bupa ReAssure vs Manipal Cigna LifeTime Health!!
I am confused between these 2 plans:
myself - 31 year old ( I have a nose allergy since last 3 years)
wife 31 year old. (Wife has Thyroid for 2 years + 2 missed pregnancies in past)
Niva Bupa ReAssure
Manipal Cigna LifeTime Health
I carefully read policy wording, brochures etc for both policies. Most of the things are same except room rent capping(No suites) and No Restoration for same illness in Lifetime Health.
But at the same time,
Lifetime health along with nonpayble item rider for 2 crore - 22000
ReAssure with Safegaurd rider for 1 crore - 35000.
Please tell me why should I go for Niva and not for Manipal.