Niva Bupa Super Top Up
I have a base health insurance policy with Niva Bupa for 20L SA (ReAssure) - family of 4. I am planning to go for a super top-up with the same insurer. 1. What is the deductible amount that I should opt for under base policy while purchasing the top-up cover? 2. Is there any disadvantage of having a higher deductible amount - say 10L or 15L? 3. Is there any major advantage of lower deductible amount - say 5L? Please guide.