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05 Sep, 2023
by Tarun Paladugu
Hi Beshak Community,
I have had an ICICI Lombard policy for the last 7 years, I was recently diagnosed with diabetes, policy is in the middle of the term, do I need to inform the insurer about the diagnosis now or when the renewal comes?
Will the insurer cancel my policy because I am diagnosed with diabetes?
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14 Sep, 2023
Insure Delight
Sir,
No they wont cancel your policy you may inform them about the diabetes. this information will also help you at the time of future claim because when they come to know about it at that time then they will ask for the FIRST CONSULTATION PAPER of Diabetes & arranging that at the time of admission will be a cumbersome process.
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Hello Tarun,
No, you don't need to inform the insurer about a new medical diagnosis either during the middle of the policy year or at the time of renewal. And, no, insurers cannot cancel the policy due to new medical conditions diagnosed after policy issuance.
Hope this clarifies. Thank you!