back arrow Back

Optima Secure/Restore not being issued

reply Share
10 Aug, 2022 by  Mrudhul


I am trying to get health insurance for my parents (59 - age of the eldest)

When I talked to HDFC ERGO customer care, they mentioned that both these plans are not being issued to customers with age > 50 and having Diabetes PED.

Are there any work arounds known to the community here? I believe it is the best fit for my requirements.

like like
Health Insurance

2 Answer

connect with advisor

Yes their flagship products are not offered to folks with diabetes as PED, you'll have to source a separate plan for the ones with diabetes if you're keen to opt a plan from. Hdfc only.

There are other insurers where you can have the same coverage and comprehensive offering, depending on the overall health vitals,

Happy to help you with it, feel free to schedule a call

like like
icon-comment 0 Comments
icon-reply Reply
connect with advisor
11 Aug, 2022
MBA | 5 years experience
connect with advisor

Hi Mrudhul,

I would agree with comment from earlier expert Pankaj.

The two states products have limitations for diabeties acceptance when it is pre existing. If you are looking for Floater Plan from HDFC explore My Health Surakha.

Most other insurers have plans that do have acceptance for diabeties as PED.

You may explore the trumatch health report from Beshak and get plan options for the plan from Team Behak. You may also reach out to advisor on Behak's platform to help you buy a plan.



like like
icon-comment 0 Comments
icon-reply Reply
connect with advisor

Tired of dealing with call centers!

Get a professional advisor for life!


Rs. 1799


Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2023 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to now 🙂