Options for my parents
My mother is 58 working and is diagnosed with Chronic Kidney Disease(CKD) - I understand regular health insurance cannot be granted but would like to understand other options to cover. like critical illness cover?
My father is 64, retired had angioplasty 15 years ago, BP and diabetes patient. I've enquired few insurers and they've mentioned chances of issuing a policy are 50-50. Can someone genuinely share options available for both my parents?
All of us are covered in my employer health insurance plan. In case if I leave my job, I'm assuming I could port it to the same insurer and avail the benifits of pre-existing disease wavier, is that right?