How would an insurer respond to an extended warranty insurance policy in the event that a claim is made and repair or replacement of the insured product is *NOT* possible? 

A. Return part of the premium according to the unexpired policy period.

B. Return the full premium.

C. Compensate for the inability to repair or

replace the insured product but with no return premium.

D. Compensate for the inability to repair or replace the insured product with a partial return of premium.