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Please recommend a Mediclaim Policy which is affordable for senior citizens.

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04 Sep, 2020 by Questions On Social Media

Got a quote from Star Insurance of ₹40462 for 10 lakh cover. ðŸ˜©  Currently have a policy worth ₹3 lakhs which I believe is too less considering the medical expenses in the country

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Health Insurance
Parents-Health-Insurance
Purchase

1 Answer

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04 Sep, 2020
Mahavir Chopra

Hello,


We have written an article recently that should help answer all your questions.


Here is the link: https://www.beshak.org/insurance/health-insurance/articles/senior-citizen-health-insurance-without-medical-test-plans


Please read through this. In case you still have questions - please ask us here. 🙏🏼

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12 Sep, 2020
rohit sharma
Hello Sir, Bought Individual policy LIBERTY HEALTH CONNECT POLICY (Sum insured: 5lakh) for my parents aged 58 & 62 having a total premium of 49285.00 -/Rs Along with 2 super top-up policies having sum insured 5L & 30L having deductible 5L & 10L respectively. Kindly suggest is this a good policy? Is there any disadvantage of taking 2 super top-up policies?
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12 Sep, 2020
Team Beshak
Hello Mr. Sharma, We haven't been able to understand the construct of the policies you have purchased. Answering your concern - no, there are issues with buying two super topup policies, especially if they are all from the same company. Hope this helps.
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05 Feb, 2021
mehul
Hello Sir CAN YOU HELP ME OUT. NOT SATISFIED WITH THE CLAIM AMOUNT (HEAVY CO-PAY) AS I'M HAVING SENIOR CITIZENS RED CARPET POLICY FROM STAR HEALTH FOR MY PARENTS (AGE 69) AND RECENTLY HAD A CLAIM IN WHICH I RECEIVED ONLY 28000 (DIABETIC FOOT CLAIM) AGANIST CLAIM OF 1LAC WITH 50% CO-PAY (PED (DIABETES) MENTIONED IN THE POLICY). TEAM CAN YOU SUGGEST WHICH OTHER COMPANY POLICY CAN I PURCHASE OR PORT THE EXISTING POLICY TO DIABETES POLICY FROM STAR HEALTH. IS DIABETES SAFE POLICY IS BETTER THAN SENIOR CITIZENS RED CARPET POLICY. NEED YOUR HELP AND SUGGESTION WITH REASONABLE PREMIUM AND GET FULL CLAIM AMOUNT (WITHOUT ANY CO-PAY)
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