Please recommend a Mediclaim Policy which is affordable for senior citizens.

Hello,

We have written an article recently that should help answer all your questions.

Here is the link: https://www.beshak.org/insurance/health-insurance/articles/senior-citizen-health-insurance-without-medical-test-plans

Please read through this. In case you still have questions - please ask us here. 🙏🏼

There are several health insurance plans in India that are specifically designed for senior citizens and offer comprehensive coverage at affordable rates. Here are a few options you can consider:

1. HDFC ERGO Health Optima Senior: This policy is designed for individuals aged 61 years and above and offers a wide range of benefits, including hospitalization expenses, pre and post-hospitalization expenses, domiciliary hospitalization, and coverage for pre-existing conditions after a waiting period.
2. Bajaj Allianz Silver Health Plan: This policy provides coverage for individuals aged 46 years and above, with no upper age limit. It covers hospitalization expenses, pre and post-hospitalization expenses, and provides coverage for pre-existing conditions after a waiting period.
3. Max Bupa Health Companion Senior Citizen Plan: This policy is designed for individuals aged 60 years and above and provides coverage for hospitalization expenses, pre and post-hospitalization expenses, and ambulance charges. It also provides coverage for pre-existing conditions after a waiting period.

When selecting a health insurance plan in india for senior citizens, it is important to carefully review the policy details, including the coverage limits, exclusions, and waiting periods. You may also want to consider factors such as the insurer's claim settlement ratio and network of hospitals to ensure that you have access to quality healthcare when you need it.