Hello Sir,
Bought Individual policy LIBERTY HEALTH CONNECT POLICY (Sum insured: 5lakh) for my parents aged 58 & 62 having a total premium of 49285.00 -/Rs
Along with 2 super top-up policies having sum insured 5L & 30L having deductible 5L & 10L respectively.

Kindly suggest is this a good policy?
Is there any disadvantage of taking 2 super top-up policies?

Hello Mr. Sharma,
We haven't been able to understand the construct of the policies you have purchased. Answering your concern - no, there are issues with buying two super topup policies, especially if they are all from the same company.

Hope this helps.

Hello Sir

CAN YOU HELP ME OUT. NOT SATISFIED WITH THE CLAIM AMOUNT (HEAVY CO-PAY)

AS I'M HAVING SENIOR CITIZENS RED CARPET POLICY FROM STAR HEALTH FOR MY PARENTS (AGE 69) AND RECENTLY HAD A CLAIM IN WHICH I RECEIVED ONLY 28000 (DIABETIC FOOT CLAIM) AGANIST CLAIM OF 1LAC WITH 50% CO-PAY (PED (DIABETES) MENTIONED IN THE POLICY). TEAM CAN YOU SUGGEST WHICH OTHER COMPANY POLICY CAN I PURCHASE OR PORT THE EXISTING POLICY TO DIABETES POLICY FROM STAR HEALTH. IS DIABETES SAFE POLICY IS BETTER THAN SENIOR CITIZENS RED CARPET POLICY. NEED YOUR HELP AND SUGGESTION WITH REASONABLE PREMIUM AND GET FULL CLAIM AMOUNT (WITHOUT ANY CO-PAY)

Hi Mehul,

I suggest you to PORT from Star health insurance red carpet is not a good product.

Buy health insurance through a financial advisor so he/she can help you in claims and addressing your queries.