Hi Vishal,

Most health insurance plans for senior citizens have waiting period for pre existing diseases. It is advisable to go for comprehensive cover.

Here's the link to one of our article.

https://www.beshak.org/insurance/health-insurance/articles/senior-citizen-health-insurance-without-medical-test-plans

The article gives fair idea about different plans and address your concern. If you still have any questions you can post them here. 🙏