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Please suggest health insurance policy for 28 yr old female with prediabetes(HbA1c 5.7).

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11 Mar, 2022 by  surendra verma

I am a 28 yr old healthy female. I have a prediabetes (HbA1C 5.7). I am already covered in corporate health insurance, however i would like to purchase individual policy as well. Please suggest some? I talked to ICICI lombard, they said that they don't provide policy for person with prediabetes below 40 yrs age.

Health Insurance

1 Answer

12 Mar, 2022
We breathe insurance :)

Hey Surendra,

Yes, people with a chronic lifestyle disease early in life do go through multiple more hurdles in getting a good health insurance policy.

We would recommend you to be persistent in your search for a good health insurance policy (Read this article: 7 Most Essential Features Every Health Insurance Policy must have | Beshak), you should be able to find an insurer who would be willing to accept your case, probably charge an additional premium for the additional risk. Probably look for a good insurance advisor who has a track record of providing good claims-related services, when the need arises.

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Being a member, if you need any help from the Beshak community - You can always consult with your choice of curated financial advisors (these are qualified, independent advisors with substantial experience) in the community. Here's the link to check out the advisors - This service is absolutely free, with no conditions attached whatsoever.


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