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Please suggest health insurance policy for 28 yr old female with prediabetes(HbA1c 5.7).

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11 Mar, 2022 by  surendra verma

I am a 28 yr old healthy female. I have a prediabetes (HbA1C 5.7). I am already covered in corporate health insurance, however i would like to purchase individual policy as well. Please suggest some? I talked to ICICI lombard, they said that they don't provide policy for person with prediabetes below 40 yrs age.

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Health Insurance

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12 Mar, 2022
We breathe insurance :)

Hey Surendra,


Yes, people with a chronic lifestyle disease early in life do go through multiple more hurdles in getting a good health insurance policy.


We would recommend you to be persistent in your search for a good health insurance policy (Read this article: 7 Most Essential Features Every Health Insurance Policy must have | Beshak), you should be able to find an insurer who would be willing to accept your case, probably charge an additional premium for the additional risk. Probably look for a good insurance advisor who has a track record of providing good claims-related services, when the need arises.


Free Community benefit:

Being a member, if you need any help from the Beshak community - You can always consult with your choice of curated financial advisors (these are qualified, independent advisors with substantial experience) in the community. Here's the link to check out the advisors https://www.beshak.org/insurance/find-trusted-insurance-advisors - This service is absolutely free, with no conditions attached whatsoever.


Regards,

Team Beshak

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