Policy Cover Clarrifications
1.For 5 L family floater cover with super top up of 20L ,is this available to any of the person part of the policy at any given point.As this turns out cheaper,I just wanted to understand why do companies sell higher SI seperatly if all one can do is just purchase a lower floater cover with a super top up.Is there any scenario where the super top up cover wont be applicable.
2..Also whats your take on buying insurance from private players in comaprision with players such as NEw India Assurance or Oriental Insurance Which one would you suggest with respect to claims processing,cashless and coverage perspective.
3.Any particular private player that I can consider .
4.The base policy and the super top up policy from different insurance companies is it a cause of concern?
5.Whats your take on the 1cr cover which is marketed on policy bazaar ?is it worth it or just a marketing gimmick ?
Thank you so much