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Policy denied due to depression

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18 Mar, 2021 by  Ronak

Policy denied due to depression which we mentioned in medical history (currently not on any treatment), does all health insurer does this can anyone share their experience regarding depression

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Generally people with mental health conditions are not preferred by insurers. But I have got policy accepted thru a public sector insurer for a person who was borderline Schizophrenic and under control with medication. I do not think people with depression having medication or someone who used to have depression should be facing problems in getting insured.


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23 Mar, 2021

Hello Ronak,


As mentioned by Hari sir, please do try and check with a PSU insurer through a local office. If you offer to cover all the family members, and not only the person suffering from the illness, they may be open to cover. In case they decline, ensure you take the decline in writing from them.


Do share your experience here with the community - you never know your experience may help someone else with a similar requirement.


Regards,

Mahavir

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01 Jun, 2021
Himanshu Sharma

hey,

sorry to hear, but keep hope you recover from these problems very fast.

but this seems to very undesirable situation where both problems are directly or indirectly attached to each other.

My two friends who also struggle with their weight are in the same boat - depression + weight issues. It can be a really bad cycle. Neither of them has had any real luck getting out of it. It is good to have someone who understands, but I feel like none of us has solved the puzzle yet to offer anything but condolences. Glad to have someone on NF who understands as well!

 

I should also add that I'm vegetarian (I like almost literally all vegetables and fruits though, which helps) and I don't think I really eat that unhealthily, regularly, but I tend to go a week or two and then sort of say forget this and eat not so great for 24 hours and then straighten up again.

 EXPRESSIVE THERAPY FOR DEPRESSION

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