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Policybazzar not letting me go ahead with term plan if I had throat infection in the last 1 month

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02 Sep, 2023 by  Akshay Naik

Polcybazzar is asking two questions out of which second one is applicable to me as I have recently had sore throat for 2-3 days. If I click yes It shows me error saying "Your profile is not eligible for this plan"


Should I wait for 1 more month before going ahead with the term plan?

Will saying No and going ahead make the policy invalid?


1)

Have you been tested positive for COVID-19 in the last 30 days or hospitalized in the last 90 days due to COVID-19 or not recovered fully from COVID-19?

2)

Are you currently suffering from or in the last 1 month, have suffered from fever, persistent dry cough, sore throat, breathing difficulties, body pain, fatigue, conjunctivitis, gastro-intestinal symptoms (vomiting/diarrhea) or been in contact with an individual suspected or confirmed to have COVID-19?


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Term Life Insurance
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1 Answer

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11 Sep, 2023

Hello Akshay,

Term insurance is a long-term commitment that plays a crucial role in ensuring your family's financial security in your absence. It's essential to approach this decision with care and consideration. When it comes to purchasing term insurance, it's advisable to seek guidance from a credible and experienced financial advisor rather than buying from aggregator platforms like Policybazaar.

We've put together an informative article that outlines 7 things you must keep in mind when considering insurance from aggregator platforms. You can read it here: https://www.beshak.org/insurance/term-life-insurance/articles/7-things-you-must-know-before-purchasing-from-aggregators/

Additionally, I recommend exploring our free 1-to-1 personal consultation service. With this service, you can connect you with a knowledgeable advisor who can provide expert guidance tailored to your specific needs. They will be there to support you and your family throughout your insurance journey. This service is entirely unbiased and powered by Beshak Research, ensuring you receive trustworthy advice. Here's the link for your reference: https://www.beshak.org/advisor/

Hope this helps. Thank you!

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