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Portability from two individual health insurance plans to one floater plan
I have a health insurance policy with National Assurance with SI 3 lakhs. My wife has her policy with Max with SI 10 lakhs. Both of us have our policies from before we got married. Now, I want to port my policy over to Max and join her plan under family floater, as it has higher SI. When I asked Max for the same, they said they can only port my policy over but not merge it with my wife's existing policy. To join her policy, I will have to add myself as a new member which means I will lose the porting benefit of carrying over the time elapsed for PED. Can you please guide me if it is possible to do what I want, and how to go about the same?