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Porting an existing policy
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11 Sep, 2023
by Bilal
Hi Team,
I hold an Oriental Insurance-HAPPY FAMILY FLOATER-2015 POLICY- Silver plan with a cover of 400000 which covers me and my mother (age 59 years). My policy expires on 08-Oct-23 and now I want to check my options with different companies as I feel the advantages are not much but does not want to loose out on WP benefits for PED
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12 Sep, 2023
Bilal
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12 Sep, 2023
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14 Sep, 2023
Insure Delight
Sir
First check with internal migration with oriental insurance itself and also enhance the sum insured as well. but they allow only if there is 2 claim free year at least.
If you dont get the plan meeting your needs then port your policy to any other insurer keeping in mind features & affordability
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Hello Bilal,
If you have already completed the waiting period for pre-existing diseases in your current Oriental Insurance-HAPPY FAMILY FLOATER-2015 POLICY- Silver plan, those waiting periods will remain intact if you decide to port your policy to another insurance company.
To make an informed decision about your health insurance options, I recommend consulting one of our expert advisors. You should check out our free 1-to-1 personal consultation service, which connects you with an expert advisor. They can provide personalized guidance to help you find a health insurance plan that meets your and your mother's specific needs. This service is completely unbiased and powered by Beshak Research. You can access it through this link: https://www.beshak.org/advisor
Hope this helps! Thank you!