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Porting of mediclaim policy

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22 Jul, 2021 by  Jay Mehta

Dear Sir

I am having National meiclaim Family Floater Policy since last 4 years, now I want to port my Policy to HDFC , but recently my wife has been diagnosed with Fibroids so she may have to go for operation of removal of uterus, so my question is new Company HDFC will accept my porting request & all my benifits of 4 year that I have completed in National insurance will continue in new cimpany

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22 Jul, 2021

Dear Jay,


Make full disclosures in your proposal form to HDFC & let their underwriter decide about your application on merit. I feel the chances are slim that they will allow you to port inwards with all continuity benefits. They may either decline your porting request or may offer to levy a waiting period on uterus related treatment.


It is best to avoid porting at this juncture.


Best Wishes,


Asad Akbar

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23 Jul, 2021
Jay Mehta
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23 Jul, 2021
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