KEEPING INSURANCE HUMAN
back arrow Back

Porting withing same company, do i need endorsement

reply Share
23 May, 2021 by  Manuhar Jain

Dear Sir/Madam


I had a Apollo munich policy for my father and mother (senior citizen) last year while renewing the policy I had ported this to HDFC Optima restore. My agent advised me to send a mail to a official ID along with details of medicial conditions (i.e. Hypertension and mother's opperation)


Post sending the mail I recvd a payment link and payment was not done. Now I want to be sure if these details are actually captured in policy or not. How can I check that


Also, though I ported policy but was in same company, so will the benifit of morotorium period applies to my policy


like like
0
Parents-Health-Insurance

1 Answer

Post
23 May, 2021

Hi Manuhar,


You must have received a fresh health insurance policy certificate after renewal. Please check if the policy certificate mentions the pre-existing medical conditions of your parents. If not, you can send HDFC General Insurance a reminder mail (on top of your previous mail) and ask them to pass an endorsement to your policy. The endorsement shall state the pre-existing conditions.


Whether you port between products of the same Insurer or different Insurers, you'll get the credit for time served in the previous policy. Be rest assured about this.


Hope this helps. Feel free to revert if you have any questions.


Asad Akbar

like like
0
icon-comment 2 Comments
icon-reply Reply
23 May, 2021
Manuhar Jain
like like
0
icon-reply Reply
23 May, 2021
like like
0
icon-reply Reply
Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2021 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂