Porting withing same company, do i need endorsement
23 May, 2021
by Manuhar Jain
Dear Sir/Madam
I had a Apollo munich policy for my father and mother (senior citizen) last year while renewing the policy I had ported this to HDFC Optima restore. My agent advised me to send a mail to a official ID along with details of medicial conditions (i.e. Hypertension and mother's opperation)
Post sending the mail I recvd a payment link and payment was not done. Now I want to be sure if these details are actually captured in policy or not. How can I check that
Also, though I ported policy but was in same company, so will the benifit of morotorium period applies to my policy
0
Post
0
23 May, 2021
Manuhar Jain
0
23 May, 2021
Self Employed - Digital Consultant
0
Hi Manuhar,
You must have received a fresh health insurance policy certificate after renewal. Please check if the policy certificate mentions the pre-existing medical conditions of your parents. If not, you can send HDFC General Insurance a reminder mail (on top of your previous mail) and ask them to pass an endorsement to your policy. The endorsement shall state the pre-existing conditions.
Whether you port between products of the same Insurer or different Insurers, you'll get the credit for time served in the previous policy. Be rest assured about this.
Hope this helps. Feel free to revert if you have any questions.
Asad Akbar