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Postponing Start date of Super topup
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24 Dec, 2022
by Jayaram
Hello,
Recently purchased Health super topup and Policy coverage has started before 2-3 days.
Just discovered based Policy coverage period is March - March while this contrasts with Super topup Dec - Dec period and this could cause a major issue if claims occur in any Dec - March period. Base and Super topup are 2 different insurers. As Super top Policy period and Base Policy period are different and don’t overlap and hence aggregate deductible would be different.
Since Supertopup purchase just before 2 days in Dec 2022 - could I request super topup insurer to postpone coverage to March 2023 instead? Trust to hear back asap pls?
Best regards
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Dear Jayaram
Both are separate policies and both contract would work independent to other .
If you renew policies on time then you will be covered all 12 months in both policies .
Just renew on time .
Best wishes
Shailesh
Insurance Samadhan