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Postponing Start date of Super topup

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24 Dec, 2022 by  Jayaram


Recently purchased Health super topup and Policy coverage has started before 2-3 days.

Just discovered based Policy coverage period is March - March while this contrasts with Super topup Dec - Dec period and this could cause a major issue if claims occur in any Dec - March period. Base and Super topup are 2 different insurers. As Super top Policy period and Base Policy period are different and don’t overlap and hence aggregate deductible would be different.

Since Supertopup purchase just before 2 days in Dec 2022 - could I request super topup insurer to postpone coverage to March 2023 instead? Trust to hear back asap pls?

Best regards

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Health Insurance

1 Answer

26 Dec, 2022
CEO, Insurance Samadhan

Dear Jayaram

Both are separate policies and both contract would work independent to other .

If you renew policies on time then you will be covered all 12 months in both policies .

Just renew on time .

Best wishes


Insurance Samadhan

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