Pre existing disease information
1. i have running health insurance policy since 9 years with same insurer. When I got it done, i did not have any medical condition and i got it up graded for sum insured also twice. But after upgrade to last sum insured, i have been diagnosed with high blood pressure. Do 8 need to declare it or i have to declare only when if i do any further upgrade ?
2. When I took policy i was smoker and i declared it also. But now since a year i have quite. Do it need any declaration and shall it give any benefit in cost now ?