Pre existing disease.
Heath insurance underwriting guidelines are as per the experiences of the insurer. I have a friend who had a surgery to remove an AVM in the front lobe of the brain in October 1997. He was put on anti epileptic drugs since there was a surgical removal of the AVM. He is 50 years of age now and because of the surgery then , he is denied health insurance in India since he was not asked to discontinue the medication.
What is best suggested for people of this kind with a harmless pre existing disease which is being taken care of by the proposer ? There is no sufficient data to help this fellow with the industry. Do such people go uninsured for life if they declare under good faith ? What does the forum opine ?