Buying a Super Top up Plan with Room Category Limit
I was going through Max Bupa Reassure plan. Overall, it appears to be one of the better plans in its category — Coverage for modern treatments, unlimited reset benefit (even for same illness + claim could exceed the SI), In house claim processing, dedicated relationship manager etc.
I was thinking of buying a base policy of 10 lacs along with a Super Top-up cover of 10-15 lacs.
However, the problem with the Super Top-up is that there is a room category limit - single private
AC room. This is a big bummer and probably explains the low premium for the Super Top-up.
Feel free to share your thoughts on the same.