Can a person with sickle cell trait (not deases) get term plan and health insurance
Dear Mr Patra
There are 40 million public have sickle cell trait and only 4 million patient so 10 % probability of having sickle cell anaemia .
There are more possibility that you will pass the trait to geneneration rather you have it .
Ideally , term insurance shpuld be available to you . Pl apply by making all declarations .
Which insurance companies (term and or helath) in India are providing coverage to the above mentioned illness.
First ,stop treating you as patient .
I dont think you have any symptoms .
You are only a carrier you need counselling when you plan children .
Else you are a normal person and insurance company treat you like normal .
I am assuming , you have no symptoms.