Query about super top up
16 Jun, 2021 by harivansh agrawal
If I have both super top-up 20lac with 10 lac deductible and base policy with 10 lac with national insurance if a claim arises beyond 10 lac will it be cashless for super top-up as well as we know most of the super top-up works on a remurisbment basis?
( I have three individual policy one for my mother, my maternal aunt, and for myself, as my age is low now both my mother and my maternal aunt policy with max Bupa with to-up from the same company max Bupa and I have a policy from National both for super top-up and base policy so will it all cashless in case of super top-up if get treated under network hospital if the company accepts claim under the base policy as cashless in case of emergency
Yes, technically it can be cashless for supertop-up as well. On ground, it could be difficult to be able to make both claims under cashless, especially if the insurer or hospital does not cooperate.