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Query on parents health insurance.

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25 Jun, 2021 by  Suraj D

I am searching for a health insurance for my parents with following requirements:

  • Sum insured - 20-30 Lakhs.
  • No room rent cap.
  • No Co-pay.
  • Less hassle in claim settlement.


Father's details:

  • Age - 68
  • Pre exising disease - Hypertension (BP)


Mother's details:

  • Age - 60
  • Pre existing disease - N/A


Please provide your suggestions as to which health insurance plan is better?

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Parents-Health-Insurance

1 Answer

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25 Jun, 2021

Hi Suraj,


I wouldn't name any product. You can check the offerings from stand-alone health insurers like Star Health, Care Health, Max Bupa, Manipal Cigna, Aditya Birla Health, etc. Stay away from Senior Citizen products as they all will have co-pay & room rent restrictions. For easy reference, compare them on an aggregator website like Policybazaar.


Feel free to ask us specific questions after you have compared the products of choice.


Good Luck with your search!


Asad Akbar

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28 Jun, 2021
Suraj D
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28 Jun, 2021
Suraj D
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28 Jun, 2021
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