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19 Nov, 2021 by  Rayapu Ashok Kumar Reddy

Dear Members,

My query is whether Sec.45 applicable on the health insurance products sold by Life insurance companies?

Icici life insurance selling cancer & heart care health policy . So, is that Sec.45 applicable for this policy?

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1 Answer

21 Nov, 2021

Dear Mr Reddy

Health insurance and cancer insurance sold by Life insurers are covered under section 45 .

Simple logic is that these contracts are for a term and not one year renewable contract like health insurance contract .

Hope this satisfies

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