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Query regarding 2 Accidental policies

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26 Nov, 2021 by  Rayapu Ashok Kumar Reddy

Dear Members

My Annual salary is 10 Lakhs. I want to take 1cr accidental policy.

In that I want to take 50 lakhs accidental policy in Health insurance company and another 50 lakhs in Life insurance company as a rider. Can i take 2 accidental policies just like term insurance policies upto the SI eligibe. Is it a problem at claim time if there are 2 accidental policies . What are IRDA guidelines. Kindly inform

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