Query regarding 2 Accidental policies
My Annual salary is 10 Lakhs. I want to take 1cr accidental policy.
In that I want to take 50 lakhs accidental policy in Health insurance company and another 50 lakhs in Life insurance company as a rider. Can i take 2 accidental policies just like term insurance policies upto the SI eligibe. Is it a problem at claim time if there are 2 accidental policies . What are IRDA guidelines. Kindly inform