Thanks Akbar for your reply.

He also has some BP issues, doctor suggested some medications to him. As per the last doctor visit, he is alright. Is regular health insurance plan covers this condition? Would it also covers any treatments like angiogram, surgeries...etc in future if something goes wrong? Could you please talk about it more?

A regular health insurance policy will cover all of this after PED waiting period if the Insurer issues you a policy after proper disclosures from your side.

Okay, can you please suggest me more details of Care Health like Scheme or type, Base Plan, Super Top Up Plan...etc?

Apply for the base health insurance of Care. Talk to them and they will be able to suggest.

Hi Asad, Many thanks for your suggestion. I have one question, why you suggested Care insurer, I'm just asking this whether it will be benefitable to my current requirement.

Hello Asad,

Could you please advise me regarding selection of insurance products of Care Insurance?

I see the following products for the current age.

1. Care Plus - Youth Health Insurance Plan
2. Care Advantage(1cr+)

I might have missed any product, please advise me. For the current requirement described above, what would insurance companies ask? What should I reveal? He had MRI, Echo, blood tests..etc. and got information from Cardiologist that everything is fine as per last check. Seems, anything can happen anytime, recently our relative got a sudden heart-attack who didn't have any health issues before. From there, the fear got increased too much, please advise us. I appeal this from bottom of my heart. Also, he has BP issues, if we declare all these things, what insurer will do like, will they don't give any claim related to heart? Please enlighten us. What is that CARE heart plan. Who should take it? Is it advisable to take Critical Illness plan at this young age?

Hello Jay, I have gone through your case. It's pretty unique.

What you need is a credible, experienced insurance advisor. We can introduce you to one of the community members who should help you get personalized guidance. It could also help you get service at the time of claims.

No obligations, you can decide not to buy if you do not like his guidance, etc.

Let me know. I will ask the team to look for someone.

Hello Sir, I'm okay to have advisor. Could you provide more details via twitter DM or here. Thanks.