Questions about getting Super Top Up in Existing Base Health Insurance Plan
During the covid pandemic, we purchased individual health insurance policies for each family member via Policy Bazaar. At the time of purchase there was an option to add Super Top Up on the official website of Policy Bazaar.
However its agent told us that first we need to get your base policy approved by health insurance provider and after approval we can buy Super Top up. I listened to their advice because some of my family members are senior citizens and have PED. After the policies were approved, there was no option of super top up anywhere to be found on the members dashboard of Policy Bazaar.
A few weeks ago, I renewed some policies for the next 3 years and at that time also I was unable to find any option of adding super top up either on the official website of the health insurance provider or on Policy Bazaar.
I called Policy Bazaar for this and its agent seems kind of uninterested in telling anything about Super Top-up. That agent was ready to sell me new policy, but avoiding questions on super top up for existing policy.
I would like to know:
- How to get a super top up plan for our existing policies? Most of our policies are renewed up to 2025.
- Some of my family members have PED. In this case, will those family members gets super top up? do they need to get any medical tests done?
Thanks in advance