Regarding Active line of treatment
21 Sep, 2022 by harivansh agrawal
As I do get a health insurance claim there should be an active line of treatment but what happens if a person is in a coma or something like that there is no active line of treatment in this case but hospitalization is needed to keep him alive but even after keeping him in the hospitals his conditions are not improving will insurance company will cover the expenses even though there is no active line of treatment there?
since they are just monitoring the conditions
Very interesting question and I also sought the answer from Experts of insurance company.
Feedback is given below :
Cliam will be given till patient is under treatment or on hospital support .
But if it require only an observation then claim will not be paid and patient need to be cared at home .
If any one has different opinion then please share .
Generally , I have answer of questions but I could not give convincing answer.