KEEPING INSURANCE HUMAN
back arrow Back

Regarding cover for New Born

reply Share
30 Jun, 2021 by  Dr. Gauri Agrawal

Like I know some policies cover newborn after 90 days waiting period but there are some policy with covers newborn form day -1 like Max Bupa health premia which covers newborn from day-without any sub-limit (up to sum insured ) so my question Is

if the newborn detects some congenital internal problems (which is covered) will the insurance company bound to renew the insurance policy with the newborn as an insured person no matter what at the renewal as they stated that the newborn will be covered as the insured person up to policy period ending.

like like
0
Health Insurance

1 Answer

Post
02 Jul, 2021

Dr Gauri,


Max Bupa Health Premia provides coverage for medical expenses incurred towards a new borne upto the next policy renewal date (annual renewal) subject to continuous coverage of mother for 24 months under health insurance. The coverage is not automatically renewable for the new borne. The parents have to formally propose for child's coverage under their health insurance at the next renewal by filling a proposal form & paying the due premium. Grant of health insurance is subject to underwriting policies of Max Bupa.


Also, please note that the parents must get the child included in their policy (without paying premium) within first 90 days of birth via endorsement.


Hope this will suffice.


Asad Akbar

like like
0
icon-comment 3 Comments
icon-reply Reply
02 Jul, 2021
Dr. Gauri Agrawal
like like
0
icon-reply Reply
02 Jul, 2021
like like
0
icon-reply Reply
03 Jul, 2021
Dr. Gauri Agrawal
like like
0
icon-reply Reply
Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2021 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂