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Regarding porting health insurance
Share I have a family floater health policy with Apollo Munich (now HDFC Ergo). However the premiums have increased a lot in recent years. I am thinking of porting my policy. Could you suggest better alternatives. My priority is peace of mind when it comes to claim settlement.
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Hi Pushkin,
There has been significant rise in premium this year by HDFC Ergo. Other insurer too have had a hike in premiums however not upto the same level as HDFC Ergo.
One can ofcourse port a plan to other insurer but you must understand what if other insurer also increases the premium next year than what?
Porting a policy while it sounds simple it actually is not. To port one must know past health history or any disease acquired after buying the current policy, amount of time left for renewal date etc. A suitable advice can only be offered if the advisor has above answers.
It will be best if you schedule a call with any of the advisor on Beshak Platform.
While Team Beshak will suggest you a suitable alternative the advisor will help you with portability, claim process (if any), Endorsements etc. The advisor will also be available for your personalized doubts.
I hope this helps you.
Regards
Rohit Dhingra
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Hi Pushkin Gupta,
Health Insurance = Peace of Mind
That's why, before offering any policy, we see how hassle-free is the claim settlement and how usefuy is the product features
You can connect with us for a better alternative at affordable rate
Request you to schedule a call