Regarding pre-existing disease
I have policy Niva Bupa ReAssure (individual plan) of 10L for my mother. The plan is 2 years old and due to robotic surgery sublimit I am thinking of porting it to Care Insurance. During Niva Bupa policy purchase I had mentioned about her shoulder surgery, cataract as PED. Recently during her annual health check-up she was diagnosed with hypothyroid, borderline sugar (fasting blood glucose) and borderline cholesterol in the month of Jan'23. I have asked them to add it to PED list..
Now when I port to Care Supreme policy, the 2 year continuity benefit of Niva Bupa will be carried over for all the PED's right? or will it be calculated differently based on when that PED was updated/added to previous policy?